FAQs > Leasing

For orders over £1000 we offer the convenience of leasing your shredders and accessories.

When you have selected the items you would like, simply select ‘Lease Option’ in the checkout and we’ll give you an indicative quote of what the monthly costs will be over three or five years.

If you want to go ahead with a full quote we simply need to gather some essential information then we can do the analysis and call you back with the proposal, we store your order details and once the lease is approved we can get the order picked and shipped straight away.

If you decide leasing is not for you we can also process your order normally.

Our leasing offers a cost effective alternative to capital expenditure when fitting out or refurbishing your work space, regardless of whether it's an office, hotel, shop or warehouse.

There are many benefits to choosing leasing.

Overcome budget limitations

Make the most of your budget by spreading the cost over 3 or 5 years and acquire the solution that meets your needs fully, rather than that which your budget dictates and then pay a monthly repayment you can comfortably afford.

Improve Cash flow with fixed monthly payments

Our Lease payment options are fixed for the period allowing you to budget for one easy monthly payment.

Preserve borrowing power

Other lines of credit from your bank remain intact for other credit needs. In addition, leasing is far more cost effective than bank borrowing as loan payments do not attract 100% allowances. And for tax paying organisations: It can be cheaper than paying cash!

If you pay for the furniture and refurbishment of your building from your cash flow, only a limited percentage is allowable for tax purposes. Because of the 'intangible' elements, the revenue only allows you to claim capital allowances against a proportion of the project.

For an average job, we would expect this to be approximately 65% of the project. However, if you lease the works, the repayments are 100% allowable, unlike other forms of finance such as a bank loan.

This 100% allowance on payments makes leasing the most tax efficient method of refurbishing a building and can work out cheaper than paying cash or borrowing from your bank. This is particularly advantageous to organisations paying a higher level tax i.e. large corporations and partnerships and LLPs.

On an average fit out project, we estimate this saving can be up to 18% of the project cost compared with paying cash.

Our finance options are specifically tailored for customers buying office furniture and refurbishing or fitting out their working environments.

Finance Provided by Plus Finance

 

Established in 2001 to provide the industry with a customised finance solutions to help customers to spread the cost of a project.

Dedicated to offering the best leasing products specifically tailored to the office products industry.

Partnerships with organisations such as the BCFA and The Association of Interior Specialists provide enhanced knowledge of the industry and illustrate our commitment to this market. Typical APR 6%. Finance subject to status. Written quotations available on request. Terms and conditions apply.