10 Tips for Protection Against Identity Theft

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Thieves want your personal information. You may not think your personal information is valuable, but to a criminal it could be priceless, opening the door to your bank accounts, credit reports, investments and other assets. Stealing your information without your permission can be devastating, leaving your credit and name in ruins.

1.       Shred, Then Discard
Not so long ago, people would throw their personal documents, such as bank statements, credit bills and other important documents in the dustbin. Not a safe move. Next time you throw your documents in the bin, make sure you shred them first. Thieves may rummage through your rubbish to obtain information.

2.       Create Strong Passwords
Most websites require a user name and password to enter. When creating a password, refrain from using obvious passwords, such as birth date, your mother's maiden name, the last four digits of your Social Security number and your child's name.

3.       Safeguard Your Personal Information
Keep your personal information in a protected place. Don't leave it in plain sight, especially if you have roommates, hired help or you conduct business at home.

4.       Protect Your Social Security Number
Secure your Social Security number. Don't write it on checks or keep it in your wallet. Many companies ask for your Social Security number, but ask to use another form of identification. Supply your Social Security number only if it is a necessity.

5.       Click Safe Links
Links are everywhere from emails to pop-up windows. Do not click a link from an unsolicited message. If you are unsure about a company's link, give the company a call to verify information.

6.       Secure Your Mail
Every year thousands have their identities stolen due to stolen mail, make sure you guard yours. Only place your mail in official post boxes. When you are away, place a hold on your mail delivery if you can to ensure this is not left sticking out of your door whilst you are away . . . an open invitation!

7.       Personal Information Is Private
Keep your personal information to yourself. It is a good idea not supply it to anyone anyone on the phone, through email or through unsecured or questionable websites.

8.       Review Bills and Bank Statements
Check your bills and bank statements as soon as possible. If you have access to accounts online, review them regularly. Look for fraudulent charges and notify your bank or billing company instantly if you detect suspicious activity.

9.       Be Aware of Your Surroundings
Criminals can access to your personal information quickly, especially with the development of camera phones. Therefore, be wary of people standing extremely close to you when you are using your debit or credit card. Also, try to use the same ATM so you can tell when the equipment looks different. When entering your PIN number in an ATM, try to position your body so others can't see the keys you are pressing.

10.   Sign In, Sign Out
Nowadays, website logins have added a "stay signed in" or "keep me signed in" check box. Don't do it. Always make sure to uncheck the box, especially when using a shared computer. This option may be convenient, but checking the box to "stay signed in" to your account can make it easier for hackers to access your personal information.